Here goes...
You are trying to talk on the phone...you hear them at first, then you don't...
**You are or have been reaching out to people, trying to communicate...**
Is there someone or some group that you have tried repeatedly to say how you feel, but they disregard you? They turn you off, you can''t hear them anymore and they aren't listening anymore? Is someone not honoring your feelings? This is what I get from that aspect of the dream....
**You are in bed**
When we are in bed we are in a vulnerable position--it is also the place we want to feel safe, protected, and secure in--you do not feel that way. I think you feel unprotected, scared, and sometimes out of your depth...
**Your body just locks up like something is holding you down**
What is holding you down in life? What is controlling you? In your waking hours you can rationalize it, but in your dreams you cannot. You feel 'controlled.' And when you are honest with yourself you don't like it and it scares you.
**Denomic breathing, screeching sound like nails on blackborad, heard little voices.**
This sounds scary, but if all elements of a dream are you and about you. This is YOU trying to get through to you. The breathing--breathe is how we live--it's our life. You hear or feel your life and it's scary. What in your life is scaring you? What in your life is squeezing the life out of you? Nails on a blackboard, you have a lesson to learn here. You know what it is--it's been told to you by friends, perhaps teachers, parents, but you resist the lesson, so [like the dream] it will come back over and over.The figure and little voice--is you--again telling you that you are under way tooooo much stress. It's your little voice trying to get you to wake up and take the steps you need to unlock yourself from something or someone unhealthy.
Over all it is an anxiety dream and may mean you feel isolated, alienated or deeply hurt in some way. But you are trying to 'lock' out these feelings.
Also over all in the dream you are quite passive--things keep happening TO you. That again shows your anxiety and it is telling you that YOU are the one who has to make 'it' different; to make you and your life better.
I don't know what stress you are under, but it seems like the dream says you are. It is affecting your dreams, it will affect your health if you don't deal with it.
Nothing is worth feeling this anxious and this alone. Think of healthy relationships and love--and not just relationships and love at any price--because, really, love and friendship doesn't ask for any price.
That's what I see anyway....